Is Pet Insurance Worth It?

Many of us have experienced the financial burden and sometimes even hardships associated with the medical care of our pets – especially after they get sick or injured. Medical procedures and surgeries for your pet can easily cost thousands of dollars. So, it’s no surprise that the popularity of pet insurance has skyrocketed in recent years. With the promise of more affordable lifetime care for your pet, it’s pretty much irresistible. I mean, if humans need health insurance, then why not your pet? It’s just the responsible thing to do, right?

But is pet insurance actually worth it? Just like people health insurance, pet insurance premiums will likely fluctuate throughout your pet’s life. Starting off less expensive when they’re young and healthy, and then increase as your pet ages. Depending on the breed of your dog and the plan you’re signed up with, monthly premiums could start at under $50 a month, and by the time your dog is 12, the cost might jump to upwards of $150 a month. That’s a pretty significant increase. For a lot of people, the cost just doesn’t seem justified. Especially for those who are lucky enough to have pets who are overall in good health, the cost of the pet insurance will likely outweigh the actual medical costs. But then again, when something catastrophic does happen to your pet, it is typically unforeseen, and you may be very glad that you had signed up for health insurance. If you’re facing a ten thousand dollar back surgery for your dog, a thousand dollar yearly premium may not seem so bad after all.

For many of us, if you add up your typical yearly vet bills, it’s well under $100 dollars. And if your monthly pet insurance premium is $50 per month, that adds up to $600 per year. For many, insurance just doesn’t seem worth having just for the possibility of an unfortunate incident occurring. However, for someone who owns a breed of dog that tends to have a lot of health complications as they go throughout life, having an insurance policy may be a smart investment.

If you do choose to look into pet insurance, make sure you shop around and do your research. Get quotes from multiple companies and ask how the premiums will change as your pet ages. Also, get a detailed report on what exactly is covered under the plan and what is not. It would be a terrible waste to purchase a plan only to find out what you really needed covered is not. Also, if your pet is currently sick or being treated for an illness, the policy is likely not to cover any of that care, so double check. Likewise, if your pet does suffer from a preexisting condition, check to see whether or not it will be covered as many companies will reject these claims.

There’s no one-size-fits-all answer to the question of pet insurance, so make sure to weigh all your options and do all your homework to find out what’s best for your family.

November is Adopt a Senior Pet Month

Why You Should Consider Adopting a Senior Pet

When people think about adopting a new pet for their family, kittens and puppies often come to mind, not seniors. Older dogs and cats often take the longest to be adopted and are more likely to face being euthanized than younger adoptable pets. But that’s not because they’re not a great choice for adoption – but perhaps simply because they lack the “newness” of a puppy or kitten.

People also sometimes feel unsure about adopting an older canine or feline because of their shorter lifespan, or the possibilities of them needing extra veterinary care that will add more expense. Sometimes people assume that older pets were put up for adoption because there was something wrong with them or they might have a bad temperament, but that simply isn’t true in most cases. Older dogs and cats are often put up for adoption due to changes in financial or home situations. This regularly happens when seniors have to move into a retirement home or pass away, and their beloved pets are left without an owner and must be placed in a shelter.

The truth is, older pets can make a delightful addition to any family! In fact, there are many benefits to adopting a senior dog or cat over a younger one:

What You See is What You Get

Older pets often have calmer dispositions and their personalities are already formed. You’ll know if you’re adopting a dog that loves to lay on the couch and snuggle, or if they’re more of the loner type. You’ll also know if they’re good with kids and other pets, or if they prefer to be a solo fur baby. You’ll be able to find the perfect family member to fit into your home and lifestyle situation.

You Get to Skip the “Puppy” Phase

If you’ve ever owned a puppy or a kitten, you know just how daunting it can be for the first few months or even the first couple of years. Senior dogs tend to be more relaxed and less energetic than puppies, and an older cat will often be more socialized and less temperamental than kittens. Another great bonus is that the pet will most likely already be house or litter trained. Older dogs can also still be taught new tricks and will most likely come along with some training already!

Help a Senior Pet Find Their Forever Home Today

Senior pets face a much harder journey to get adopted than younger one. In many shelters and rescues, the senior pets are the most difficult ones to get adopted and take the longest. Many unfortunately never find their forever home and end up living out their days at a shelter. But you can be that loving home they’ve been waiting for. Senior canines and felines are hoping for just one thing; loving companionship. So, when you’re ready to open your home and welcome a new family member, we urge you to consider adopting a senior pet. We think they will make a wonderful addition to your family, and you’ll make their whole life wonderful.

Consider Adopting a Less Adoptable Pet

According to the ASPCA, 6.5 million companion animals enter shelters in the US every year. Shelter and rescue resources are stretched thin as they try to find homes for these pets, and sadly, only 50%, on average, will be adopted – and we know the sad end to the story for many of the other 50%.

In 2009, Petfinder.com, an online searchable database that partners with shelters and rescues to help connect homeless pets with adopters, founded “Adopt a Less Adoptable Pet Week” (the third week in September) to highlight the struggle of finding homes for pets who, statistically, have a harder time finding a home. In a recent survey, Petfinder revealed that 95% of responding rescues have pets that they define as being “hard to adopt.” While an average pet spends about 12 weeks on the site before adoption, pets that have special needs, black coats or senior pets may take four times that long to find a home.

While pets with health problems and disabilities, such as cats with FIV, or dogs with diabetes, can live relatively normal lives with average lifespans, the fact that they require a little extra care, and perhaps medication, makes a pet with special needs less likely to be adopted. Even disabilities as simple as a missing eye or leg, that requires no extra care, can cause a pet to be passed over. This tragic fact is made even more so when you consider how rewarding it can be to bring a pet like this into your family, and how manageable many disabilities and illnesses can become with a little education and support from a great veterinarian.

It may seem like an old wives’ tale, but many shelters and rescues still report that animals with a black coat are less likely to be adopted than pets of any other color. There are varying views on why this is true, from the lingering stigma of black cats (and even dogs) of old being associated with witchcraft and bad luck, to the belief that they are harder to photograph. Some sources state that it’s simply the fact that there are more black cats and dogs than other colors, and so people will pass them by in favor of a less common color. Whatever the reason, we hope our readers realize what great pets black cats and dogs make (I mean, black cats look like tiny panthers – what could be better?).

And when it comes to senior pets, this may be the saddest less-adoptable category of them all. Many times, senior pets have been given up because their older owners have died or had to move into assisted living, or their owners may have decided that they couldn’t deal with senior-related changes or expenses. These kinds of surrenders are so sad, because senior pets have likely been with their owners for many years, and don’t understand why they have been left in this situation. And, just as a side effect of not being a cute and cuddly little puppy or kitten any longer, these older pets may never find a new home. How sad, considering that senior pets can be the perfect pets – mellow, low demands for energy, they just need a loving place to lay their heads, and kind pat on the head, and a good meal.

When you next find yourself in the position of opening your home to a new pet, we hope that you keep these “less-adoptable” pets in mind. You could even consider covering all of the bases, and adopt a senior, special needs pet who happens to have a black coat – you could save a life and make a new best friend.

November is Adopt a Senior Dog Month

13982957_lLet’s help the rescues and shelters to adopt all their senior dogs this month (and every month). Now we know those puppies are awfully cute and cuddly and so irresistible – but so are the senior dogs. There are many pluses to getting a senior dog. And many times a senior dog is a perfect match for a senior person.

  • Most senior dogs are already housetrained, saving you time and stress training a new puppy where to do his business. Puppies need lots of patience, energy and consistent training; so they become a well behaved dog.
  • Older dogs won’t need the constant monitoring that their younger counterparts need for house training, chewing or other mischief.
  • Older dogs are typically calmer and less energetic than puppies; they are easier to teach new tricks. In fact, many already know basic commands. Because they are calmer and have longer attention spans they learn new things easier and quicker.
  • Senior dog’s personalities are already developed and they are full grown. So you know from the start if the two of you will be a good match. For instance if they’re a snuggle-bunny, ready for naptime or one that likes hikes, car rides or walks in the great outdoors.
  • And the love and gratitude that they give you is unfathomable. They will be a loyal, grateful new member of your family.

Rescue groups and shelters are able to assess the dogs and match you with the best dog based on their personality and your lifestyle. Because they assess the dogs they can give you information about the dog’s health, training, grooming requirements, etc.

It’s sad that dogs, sometimes only as old as 5 years, are often the last and most difficult group to be adopted. Senior dogs tend to spend the longest amount of time in rescues or shelters before finding their “furever” home.

Many senior pets are at a rescue or shelter because their lives have been uprooted either due to a death or tragedy of their former owner. Most are exceptionally affectionate and attentive pets, wanting nothing more than to please their new owner – YOU.

Check with your local shelter or a rescue group to see if they have any specials on adopting a senior pet. And don’t forget as with any pet rescue, if you adopt a senior pet, Hale Pet Door will give you 10% off the price of your pet door and donate an additional 10% to the rescue or humane society where you adopted your pet.

Get an Energy Efficient Pet Door for Your New Senior Pet

Mature dogs often make the best pets

Mature dogs often make the best pets

November is Adopt-A-Senior Pet Month. It’s a great time to find your new best friend and save a life. Many shelters and rescues run “specials” on adoption fees for senior pets during November, so you’ll have more to spend on beds, toys, treats and a pet door.

In the world of pets, “senior” is not really “old”.  Very large dogs (over 90 pounds) are considered senior at age 6. Large dogs (51 – 90 pounds) become senior citizens at age 7. Medium dogs (21 – 50 pounds) are senior at age 8, and small dogs (up to 20 pounds) reach senior status at 9 years. Cats are considered senior citizens when they reach 9 years.

While puppies and kittens are cute, senior pets are a lot less work because they assimilate quickly, are not as destructive – no teething to deal with, are more laid back and really appreciate the care you give them.

As with pets of all ages, they require good food, fresh water and appropriate exercise. Most of all they flourish on love and attention.

When dogs can answer ‘nature’s call’ right away, they are healthier and less prone to develop urinary or digestive tract problems. Since it’s difficult for you to be home all the time, a high quality pet door can let the dog out and let him back in the house to rest.

No matter what size senior pet you adopt, you can have a dog door that’s the right size for your pet because Hale Pet Door makes 11 sizes of pet doors. If you want to replace your existing dog door with an energy efficient and durable Hale Pet Door, you can have a pet door made to fit the hole you already have in your door or wall. Just call 800-646-4773 with your rough opening – you might be surprised at how affordable a custom size dog door can be.

Because you want to keep the new addition to your family safe for years to come, the soft heavy vinyl flaps of the Hale Pet Door provide the best protection against outside air while staying safe for your pets. These flaps are crystal clear with stainless steel strikes that hold firm to 5 times stronger Alnico magnets while allowing your pet to come and go as he pleases.

Help the shelters and rescues find forever homes for their senior pets and save a life. Just let us know that you rescued your pet, and you’ll save 10% on your Hale Pet Door with our Rescue Rewards Program. We’ll donate that same 10% to the shelter or rescue where you adopted your pet.

Do you have a senior pet? What’s the best thing about your older pet? Please share in the comments below.